When you are involved in an accident, typically you and the other driver will exchange insurance information until the police arrive. However, you may be surprised to learn that the driver responsible for your accident is uninsured. It’s important to understand that when a driver does not have the necessary insurance coverage, it can drastically impact how you proceed after your accident. If this reflects your circumstances, connecting with car accident attorneys is critical to recovering the compensation you are entitled to, even if the other driver lacks the necessary insurance coverage. The following blog explores these matters in further detail.
What should I do if the driver who hit me is uninsured?
It’s important to understand that if the driver liable for the collision does not have insurance, you can still recover compensation for the collision. First and foremost, Pennsylvania is a no-fault accident state, meaning you will file through your own insurance if involved in an accident and receive some compensation for the collision. In addition, if you carry uninsured motorist coverage on your policy, you can file through this coverage to recover more funds for the damages you’ve endured.
Unfortunately, if you suffer extensive injuries, the no-fault and uninsured motorist coverage may not cover your full damages. If this is the case, it’s important to understand that you do not have to be held liable for this money. You can file a personal injury claim against the negligent party directly to recover compensation for the damages.
It’s critical to note that if you are involved in an accident with an uninsured driver, it’s in your best interest to connect with an experienced attorney as soon as possible to help you understand your legal options based on your unique coverage.
What damages can I seek when struck by a negligent driver?
If you are involved in an accident in which another party is liable, it’s critical to know what compensation you are entitled to under the law. Typically, you can seek economic and non-economic damages. Economic damages represent tangible losses like medical bills, lost wages, and property damage, while non-economic damages are more subjective. These reflect things like pain and suffering, humiliation, and loss of enjoyment of life.
Filing a personal injury claim on your own can be incredibly complicated. Not only is the process of filing a lawsuit complex, but proving the other party’s negligence and calculating your damages can be overwhelming. As such, working with an experienced attorney is critical.
When you are hurt and need help, the team at Friedman Schuman Layser is ready to assist. Our dedicated team understands how difficult these matters can be, which is why we are ready to represent you. Connect with us today to learn more about how we can fight for the justice you deserve.